What is Factoring?

For the management of your trade receivables

Factoring

Factoring contracts allow you to transfer your current and future receivables to a specialized company, leaving your company free to focus on its core business.

Factoring is a type of management support and financial technique aimed at satisfying a company's supply receivables management needs. Factoring can be a combination of several services:

  • The administration, management, and collection of receivables;
  • The evaluation of customer reliability;
  • Advance payment of credit before maturity;
  • Legal assistance in the debt recovery phase;
  • The guarantee of successful completion of all operations.

Factoring supports a company with its administrative and financial dealings relating to its credit management, and therefore continuous relationships with customers are preferred rather than occasional collaborations.

Advantages

BPER Factor's services allow companies to obtain immediate and significant benefits:

CUSTOMER EVALUTION

Professionally evaluate and monitor both Italian and foreign customers

PROTECTION

Eliminate the risk of non-payment for non-recourse assigned receivables

CASH FLOW

Plan and optimize cash flow and liquidity

SAVINGS

Outsource the management and collection of receivables by transforming fixed costs into variable costs

FINANCIAL STANDING

Increase your financial standing by monetizing your receivables

GROWTH

Increase sales growth by reducing risks

IMPROVE PARAMETERS

Improve the main balance sheet parameters

FLEXIBLE ACCESS

Operate online with flexibility and independence

Factoring and different methods of applying the basic services are now being proposed in various operating formulas. These methods include the administration of receivables and management of their collection, the financing of assigned receivables, and the guarantee of solvency on the assigned receivables (without recourse)

FAQs

Seven common questions and answers about factoring

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Glossary

Terms and definitions about factoring

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